Last updated: 7/20/2026
JotSplit ("the app", "we", "us") is an expense-splitting app operated by Chen, Jiahao, an individual developer based in New York, United States. This policy explains what data JotSplit collects, why, how it is handled, and the choices you have.
If you have questions or want to make a data request, contact us at [email protected].
JotSplit is intended for users in the United States and is not directed to children under 13. We do not knowingly collect personal information from children under 13. If you believe a child has provided us information, contact us and we will delete it.
Account information. When you sign up, we store your email address and display name. If you sign in with Google or Apple, we receive your email and basic profile information from that provider. If you sign in with Apple using Hide My Email, we only ever see the relay address Apple provides.
Content you create. Groups you create or join, expenses and their amounts, who paid and who shares each item, settlement records, payment-method handles you choose to save (e.g. a Venmo username), and any avatar image or notes you add.
Expense text you submit for AI parsing. When you type or dictate an expense in natural language, that text is sent to our AI provider (Anthropic) to extract structured expense data (items, amounts, participants). See "AI processing" below.
Voice input. If you use voice entry, speech is transcribed to text on your device. The audio itself is not uploaded to our servers; only the resulting text is processed like any other expense text.
Usage and diagnostics. We keep a limited log of AI parsing requests (counts and timing) to enforce daily limits and monitor for abuse. We do not sell this or any other data.
Subscription status. If you subscribe to JotSplit Pro, our payments partner (RevenueCat) and Apple provide us your subscription status (active/expired, plan). We never receive your card number or payment credentials — those are handled entirely by Apple.
JotSplit is a shared app. When you add an expense to a group, the details of that expense — the amount, who paid, and who shares it — are visible to the other members of that group, so that everyone's balances stay correct. Your display name and avatar are visible to people you share groups with. You choose which groups to join and what to enter.
Expense text you submit is sent to Anthropic to extract structured data. Per our agreement with Anthropic, this content is processed to return a result to you and is not used to train their models. Anthropic processes the text on our behalf as a service provider. For details on Anthropic's practices, see their privacy policy at anthropic.com.
We do not sell your personal information. We share data only with the service providers that make the app work, and only as needed:
Each processes data on our behalf under their own terms and security practices. We may also disclose data if required by law or a valid government request.
If you save a payment handle (Venmo, PayPal, Cash App, Zelle, Apple Cash), it is stored so you and your group members can pay each other. JotSplit does not move money and is not a payment processor — tapping a payment option simply opens the relevant app or a copy option. Actual transfers happen entirely outside JotSplit.
You can delete your account at any time in Settings → Delete account. This permanently removes your name, photo, and saved payment methods and signs you out everywhere. Your past expense entries remain in your groups labeled as "Deleted user" so that other members' balances stay correct — this is expense bookkeeping shared with those members, not personal profile data.
Deleting your JotSplit account does not cancel any Apple subscription; manage that in Settings → Apple ID → Subscriptions on your device.
You can view and edit your account information in the app. To request access to, correction of, or deletion of your data, email [email protected].
California residents (CCPA). If you are a California resident, you have the right to know what personal information we collect, to request its deletion, and to not be discriminated against for exercising these rights. We do not sell personal information. To make a request, email [email protected].
We rely on our service providers' industry-standard security (encryption in transit, access controls). No system is perfectly secure, but we take reasonable measures to protect your data.
We may update this policy. Material changes will be posted here with an updated date.
Questions or data requests: [email protected]